Interest rates
Keep informed on all the latest interest rates for savings, loans and investments as well as any fees and charges associated with our products.
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Home Loans
Car Loans
Personal Loans
Deposits
Credit Cards / Overdraft
Home Loan Interest rates
All rates are effective 15 December 2025 and are subject to change at any time.
Are you a Woolworths Group or Endeavour Group team member?
Contact us to find out more about your exclusive home loan rate.
Email usInterest rate
Comparison rate
$299 establishment fee applies.
Read our Disclaimer
Interest rate
Comparison rate
$299 establishment fee applies.
This loan does not have an offset account.
Interest rate
Comparison rate
$299 establishment fee applies.
This loan does not have an offset account.
Interest rate
Comparison rate
$299 establishment fee applies.
Interest rate
Comparison rate
$299 establishment fee applies.
Read our Disclaimer
Interest rate
Comparison rate
Interest rate
Comparison rate
Interest rate
Comparison rate
Interest rate
Comparison rate
$299 establishment fee applies.
This loan does not have an offset account.
Interest rate
Comparison rate
$299 establishment fee applies.
Read our Disclaimer
Interest rate
Comparison rate
Interest rate
Comparison rate
Interest rate
Comparison rate
Interest rate
Comparison rate
$299 establishment fee applies.
Read our Disclaimer
Interest rate
Comparison rate
$299 establishment fee applies.
Read our Disclaimer
Interest rate
Comparison rate
$299 establishment fee applies.
Read our Disclaimer
Interest rate
Comparison rate
$299 establishment fee applies.
Read our Disclaimer
Interest rate
Comparison rate
$299 establishment fee applies.
Read our Disclaimer
Interest rate
Comparison rate
Interest rate
Comparison rate
Interest rate
Comparison rate
Disclaimers
Credit eligibility criteria, terms and conditions, fees and charges apply.
# This home loan rate is available to Woolworths Group and Endeavour Group team members only.
* At the end of the fixed term period, the rate reverts to the-then current Woolworths Team Bank owner-occupied Plain and Simple Variable Home Loan Interest Rate (up to 80% LVR). Product may be withdrawn at any time without prior notice.
^ At the end of the honeymoon rate period, the rate reverts to the then-current Woolworths Team Bank owner-occupied Plain and Simple Variable Home Loan Interest Rate (up to 80% LVR). Product may be withdrawn at any time without prior notice. Product is available from 25 January 2024. This home loan rate is available to Woolworths Team Bank members applying for a new home loan or members with a fixed home loan that has come to maturity.
~~ The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Please note:
All interest rates quoted are per annum and interest is calculated daily on the outstanding balance and debited to the loan account at the end of each month.
Woolworths Team Bank Limited ABN 67 087 651 803 AFSL/Australian Credit Licence 240720.
Car Loan Interest rates
All rates are up to date and subject to change at any time.
Interest rate
Comparison rate
Interest rate
Comparison rate
Disclaimers
WARNING:
This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different Comparison Rates.
* The Comparison Rate is based on the designated amount of $30,000 (secured) for a term of 5 years.
Please note
All interest rates quoted are per annum and they are calculated daily on the outstanding balance and debited to the loan account at the end of each month. Woolworths Team Bank lending criteria applies to all loan types detailed in this leaflet. Terms and Conditions, Fees and Charges apply and are available on request.
Woolworths Team Bank Limited ABN 67 087 651 803 AFSL/Australian Credit Licence 240720.
Personal Loan Interest rates
All rates are up to date and subject to change at any time.
Interest rate
Comparison rate
Interest rate
Comparison rate
Interest rate
Comparison rate
Interest rate
Comparison rate
Disclaimers
Credit eligibility criteria, terms and conditions, fees and charges apply.
WARNING:
This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different Comparison Rates.
** The Comparison Rate for Personal Loans is based on the designated amount of $10,000 for a term of 3 years.
Please note
All interest rates quoted are per annum and they are calculated daily on the outstanding balance and debited to the loan account at the end of each month. Woolworths Team Bank lending criteria applies to all loan types.
Woolworths Team Bank Limited ABN 67 087 651 803 AFSL/Australian Credit Licence 240720.
Savings/Term Deposits Interest Rates
All rates effective 15 December 2025.
Disclaimers
All Term Deposit interest rates are per annum. Interest income is calculated daily and on maturity. Interest rates may be negotiable for deposits $50,000 and over.
Terms and conditions, fees and charges may apply.
* Interest calculated daily, paid annually on 30 June.
** Interest calculated on minimum monthly balance, paid annually on 30 June
*** Interest calculated daily, paid bi-annually on 30 June and 31 December.
# Interest calculated daily, paid at the end of each month.
## Available for new monies only. Product may be withdrawn at any time without prior notice.
Woolworths Team Bank Limited (ABN 67 087 651 803 AFSL 240720) is the issuer of these products. You should consider the Account and Access Facility, Conditions of Use in deciding whether or not to acquire any of these products. Any advice contained on this website is general advice only and does not take into account your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness. If you need more specific advice, we suggest you contact one of our offices. Term Deposit Interest rates are calculated daily at the interest rate advertised for the term and paid annually, on anniversary and on maturity of the investment. Interest rates are current at the time of printing. Please contact us on 1300 665 553 to confirm these interest rates.
Credit Cards Interest rates
All rates are up to date and subject to change at any time.
Disclaimers
Credit eligibility criteria, terms and conditions, fees and charges apply.
Woolworths Team Bank Limited ABN 67 087 651 803 AFSL/Australian Credit Licence 240720.
Important notes for all our products
At the end of the Fixed Rate Period, the current Woolworths Team Bank Variable Interest Rate applies. Fixed Interest Rates are indicative only and subject to change prior to settlement.
WARNING:
This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different Comparison Rates.
* The Comparison Rate for the New Car Loans is based on the designated amount of $30,000 (secured) for a term of 5 years.
* The Comparison Rate for the Used Car Loans is based on the designated amount of $30,000 (secured) for a term of 5 years.
** The Comparison Rate for Personal Loans is based on the designated amount of $10,000 (unsecured) for a term of 3 years.
~~ The Comparison Rate for Housing Loans is based on the designated amount of $150,000 (secured) for a term of 25 years.
Please note
All interest rates quoted are per annum and they are calculated daily on the outstanding balance and debited to the loan account at the end of each month. Woolworths Team Bank lending criteria applies to all loan types detailed in this leaflet. Terms and Conditions, Fees and Charges apply and are available on request.
Woolworths Team Bank Limited ABN 67 087 651 803 AFSL/Australian credit licence 240720
