Home Loan Benefits
Our home loans come with some great benefits…
Variable and lump sum repayments
By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs.
A redraw facility
We give you the option of making extra repayments on your loan and then having the flexibility of being able to redraw on these extra repayments. Terms and conditions are available on application.
No monthly loan service fees
Unlike some other institutions, we do not charge any account keeping or service fees on our mortgage accounts, saving you money.
Loan Protection Insurance available
Loans are long term commitments, so it makes sense to protect your repayments.
Automatic repayments (salary/account)
You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, Internet banking. Setting up automatic repayments saves you time and enables you to avoid any late fees.