Personal Loan Benefits

Our personal loans come with some great benefits…

Variable and lump sum repayments

By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs.

Early repayment without penalty

The earlier you pay off your loan the more money you save in interest charges.

No monthly loan service fees

Unlike some other institutions, we do not charge any account keeping or service fees on our personal loan, saving you money.

Loan Protection Insurance available

Loans are long term commitments, so it makes sense to protect your repayments. Learn more about our Loan Protection Insurance

Automatic repayments (salary/account)

You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, Internet or Phone banking. Setting up automatic repayments saves you time and should assist you to avoid any late fees.